Areatha Picture

Areatha James

Mortgage Loan Originator

DRE #00916785   NMLS #1877378


1212 W Gardena Blvd. Ste E
Gardena, CA 90247


Service that makes 'cents!

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.

Our Satisfied Clients

Gloria H. Carson, CA

Awesome! My family was able to get my mom a reverse mortgage so that she can continue to age in place! Centsable Mortgage was extremely patient in explaining the details and next steps to us, kept constant communication, and came to our home to keep my mom from traveling to their office. Thank you Centsable Mortgage!

S Malendez Gardena, CA

I couldn’t believe how fast Gina at Centsable Mortgage was able to get our loan closed! We were buying our first home and were clueless (as was our agent) regarding the financing portion. Gina worked in tandem with our real estate agent, keeping us in the loop throughout the entire transaction! We will definitely be using her again for our next loan.

Raymond Washington LA

GREAT JOB! As painless as getting a $830k loan could possibly be! They even helped me get my estate insured and in a trust after my loan closed. Their team is professional, efficient and honest!

D.C Los Angeles Area

Where do I begin? Yolanda and Gina went above and beyond the scope of this loan to make sure I was able to refinance my house. Who knew I could get a loan using a bank statement to qualify? They call it “loan structuring”. These women are GOATS!

    Monthly Payment Mortgage Calculator*

    * Please note: this calculator is for illustration payments and actual payments may vary.

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